19.4 CREDITS

(See also: HELP CREDIT TRANSFER, HELP ARTIFACT TRADEIN, HELP CREDITMARKET, HELP
           LEVELS, and HELP BARDIC)

What are they?
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There are two kinds of credits: Credits and Bound Credits.

What are Credits?
-----------------
Credits can be purchased from other players in Lusternia, or can be purchased
with real money from Lusternia via credit/debit card. See http://www.lusternia.com/Credits. Credits are strictly non-refundable.
Credits can only be used in these ways: transfer credits to other players, sell
credits on the credit market for gold, or convert credits to Bound Credits. You
cannot use credits for lessons or to make purchases such as artifacts for a
character until  you 'bind' them to a character.

Unbound credits gained from OOC sources (e.g. website purchases, artisanal/bardic contests, etc.) are considered OOC and you are free to transfer them to alternate characters.

The command CREDITS REPORT will show you how many you have of each, as well as 
other pertinent information about your credits and credit spending.

What are Bound Credits?
-----------------------
Bound Credits are normal credits which have been 'bound' to your character.
Once a credit has been bound, it may be converted into lessons (each Bound
Credit converts into 6 lessons each). Bound Credits are also used for purchases
for your character such as artifacts, crafting permits, item  customisations,
housing credits, and more. Should you return an artifact, the credit refund 
will be in Bound Credits. Basically, once you decide to bind a credit to a
specific character, it can no longer be traded, transferred, or sold to other
players. 

You may also gain Bound Credits through achieving certain levels of experience.
See HELP LEVELS for more information.

Every character will receive a bonus gift of 2.5 lessons per Credit on the
first 1000 Credits converted to Bound Credits. 

If you want to bind a credit to you, use the following command: 

CREDITS CONVERT <#> TO BOUND CREDITS

For more information on how you can use Bound Credits, read HELP LESSONS, HELP 
ARTIFACTS, HELP JEWELLERY, HELP TAILORING, HELP CUSTOMISATIONS, and HELP
HOUSING. 


How to give or sell credits to someone else
-------------------------------------------
If you wish to transfer credits to another person, you may do so using:
   TRANSFER <x> CREDITS TO <person> FOR <x> GOLD.

If you want to give someone credits for free, then specify 0 gold. If you
specify a positive number of gold though, the person will have to be online.

*You may not, however, transfer credits obtained within the game (i.e. not 
purchased from Lusternia) to any of your alternate characters. See HELP CREDIT 
TRANSFERS for details.

(See HELP CREDIT TRANSFERS for more detail)


Acquiring Credits and Bound Credits
-----------------------------------
There are many ways to gain Credits, including
- using Lusternian gold sovereigns (see HELP CREDITMARKET),
- entering and winning bardic and artisanal competitions (see HELP BARDIC),
  (we give away hundreds or thousands of credits every month in this way)
- prizes awarded at various times for other in-game activities.
- purchasing from our website.

You can obtain Bound Credits in these ways:
- as mentioned previously, by converting normal Credits.
- artifact tradein (see HELP ARTIFACT TRADEIN and HELP ARTIFACT CREDITS).
- gaining certain experience levels (see HELP LEVELS).

How do I buy Credits?
---------------------
In order to purchase credits, go to our website at:
http://www.lusternia.com/Credits.
Once there, you will be able to purchase them with either Mastercard or Visa.

Credit and Debit
----------------
All credit transactions are fully encrypted and secure, and are handled by a 
third-party, reputable service. After you have purchased credits, they will
appear in your character's account within minutes.

Large Purchases
---------------
If you wish to purchase 2000 credits or more at once, please contact support@lusternia.com.

Disclaimer:
-----------
Lusternia is a functioning world, and while we guarantee you will not lose any
of the credits you buy, no such guarantee can be provided for what you purchase
with the credits themselves. Naturally, we wouldn't be in business very long if
this happened frequently, but as it is a world, your actions have consequences,
and the actions of others can result in consequences for you. It's this dynamism
in the nature of the world that people enjoy about Lusternia. Thus, it is
possible that the perceived or real value of the things you purchase with
credits, or your ability to use those things, may both rise and decline during
the course of play.

(See also: HELP CREDIT TRANSFER, HELP ARTIFACT TRADEIN, HELP CREDITMARKET, HELP
           LEVELS, HELP BARDIC)